Agriculture Gold Loan

Eligible Candidates 


All Farmers-Individuals who are owner cultivators, Agri Entrepreneurs.

Tenant Farmers, Oral Lessees & Sharecroppers.

Any person engaged in any agriculture or allied activities

Demand Loan (Repayable within 12 months-MPGL)

Maximum Loan upto 25 lac at 8.05% P.A. interest rate

Collateral Security: Pledge of Gold Ornaments


Processing Fee


Up to Rs.25,000: Nil

Above Rs.25,000 to up to Rs.2.00 lakh: Rs.500 + GST

Above Rs.2.00 lakh: 0.30% of loan limit + GST


Documents required


·        Recent photographs of the applicant (2 copies)

·        KYC: Aadhaar Card / DL / Voter ID Card / Job Card)

·        Proof of Residence: Recent Telephone / Electricity Bill /

·        Voter ID Card/ Aadhaar / Certificate issued by Local Govt.

·        Authority / Local Panchayat / Municipality etc.

·        Proof of land holding and agri activities


Note – To apply for loan farmer need to reach the nearest SBI branch with above mentioned Documents. When an advance has been called-up & repayment is still not forthcoming; the Bank has the right to sell the Gold.


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